:root{
  --ink:#111827;
  --muted:#64748b;
  --navy:#0f2747;
  --navy-2:#183b63;
  --blue:#2563eb;
  --sky:#eaf2ff;
  --gold:#c59b3b;
  --gold-soft:#f6ead0;
  --line:#e5e7eb;
  --paper:#ffffff;
  --bg:#f6f8fb;
  --soft:#f1f5f9;
  --radius:24px;
  --shadow:0 24px 70px rgba(15,39,71,.14);
  --shadow-soft:0 14px 40px rgba(15,39,71,.09);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Noto Sans KR","Apple SD Gothic Neo","Malgun Gothic",Arial,sans-serif;
  color:var(--ink);
  background:
    radial-gradient(circle at 10% 0%, rgba(197,155,59,.13), transparent 28%),
    radial-gradient(circle at 90% 6%, rgba(37,99,235,.13), transparent 30%),
    linear-gradient(180deg,#fbfdff 0%,#f6f8fb 46%,#ffffff 100%);
  line-height:1.75;
  word-break:keep-all;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:0 auto}
.skip{position:absolute;left:-9999px;top:0;background:#fff;color:#111;padding:10px;z-index:9999}
.skip:focus{left:16px;top:16px;border-radius:12px;box-shadow:var(--shadow-soft)}
.site-header{
  position:sticky;top:0;z-index:50;
  backdrop-filter:blur(18px);
  background:rgba(255,255,255,.82);
  border-bottom:1px solid rgba(226,232,240,.8);
}
.navbar{height:76px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:12px;font-weight:900;letter-spacing:-.04em;color:var(--navy)}
.logo-mark{
  width:43px;height:43px;border-radius:15px;
  display:grid;place-items:center;color:#fff;font-size:18px;font-weight:900;letter-spacing:-.05em;
  background:linear-gradient(135deg,var(--navy),var(--blue));
  box-shadow:0 12px 28px rgba(37,99,235,.24);
}
.brand small{display:block;color:var(--muted);font-weight:700;font-size:12px;letter-spacing:0;margin-top:-4px}
.nav-links{display:flex;align-items:center;gap:7px}
.nav-links a,.mobile-panel a{
  padding:10px 13px;border-radius:999px;font-size:15px;font-weight:750;color:#334155;
}
.nav-links a:hover,.nav-links a[aria-current="page"]{background:#eef4ff;color:var(--blue)}
.header-cta{background:var(--navy)!important;color:#fff!important;box-shadow:0 10px 25px rgba(15,39,71,.18)}
.mobile-nav{display:none}
.mobile-nav summary{list-style:none;cursor:pointer;border:1px solid var(--line);border-radius:999px;padding:10px 14px;font-weight:800;color:var(--navy);background:#fff}
.mobile-nav summary::-webkit-details-marker{display:none}
.mobile-panel{position:absolute;left:20px;right:20px;top:80px;display:grid;gap:6px;padding:14px;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow-soft)}
.hero{position:relative;overflow:hidden;padding:84px 0 70px}
.hero:before{content:"";position:absolute;inset:28px auto auto 50%;width:680px;height:680px;transform:translateX(-3%);border-radius:999px;background:linear-gradient(135deg,rgba(37,99,235,.11),rgba(197,155,59,.14));filter:blur(8px);z-index:-1}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border:1px solid rgba(37,99,235,.16);border-radius:999px;background:rgba(255,255,255,.8);color:var(--blue);font-size:14px;font-weight:850;box-shadow:0 8px 22px rgba(37,99,235,.07)}
h1,h2,h3{letter-spacing:-.055em;line-height:1.25;margin:0;color:var(--navy)}
.hero h1{font-size:clamp(38px,5.2vw,66px);margin:20px 0 22px}
.lead{font-size:clamp(18px,2vw,21px);color:#475569;margin:0;max-width:720px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 20px;border-radius:16px;font-weight:900;letter-spacing:-.02em;border:1px solid transparent;transition:.18s ease}
.btn-primary{background:linear-gradient(135deg,var(--navy),#245b91);color:#fff;box-shadow:0 16px 34px rgba(15,39,71,.24)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 20px 42px rgba(15,39,71,.28)}
.btn-ghost{background:#fff;border-color:var(--line);color:var(--navy)}
.btn-ghost:hover{background:#f8fafc;transform:translateY(-2px)}
.hero-note{margin-top:24px;display:flex;gap:10px;align-items:flex-start;color:#667085;font-size:14px}
.hero-note span{display:inline-grid;place-items:center;flex:0 0 22px;width:22px;height:22px;border-radius:8px;background:var(--gold-soft);color:#8a6416;font-weight:900}
.hero-card{position:relative;padding:18px;border-radius:34px;background:linear-gradient(145deg,rgba(255,255,255,.92),rgba(255,255,255,.72));border:1px solid rgba(255,255,255,.72);box-shadow:var(--shadow)}
.dashboard{border-radius:28px;overflow:hidden;background:#fff;border:1px solid rgba(226,232,240,.9)}
.dashboard-top{padding:22px;background:linear-gradient(135deg,var(--navy),#1e4e82);color:#fff}
.dashboard-top p{margin:6px 0 0;color:#dbeafe}
.dashboard-body{padding:22px;display:grid;gap:14px}
.dash-row{display:grid;grid-template-columns:46px 1fr auto;gap:12px;align-items:center;padding:14px;border:1px solid var(--line);border-radius:18px;background:#fbfdff}
.dash-icon{width:46px;height:46px;border-radius:16px;display:grid;place-items:center;background:#eef4ff;color:var(--blue);font-weight:900}
.dash-row strong{display:block;color:var(--navy);letter-spacing:-.03em}.dash-row span{display:block;color:var(--muted);font-size:14px}.dash-badge{font-size:12px;font-weight:900;color:#8a6416;background:var(--gold-soft);padding:6px 8px;border-radius:999px}
.floating-chip{position:absolute;right:-10px;bottom:34px;background:var(--navy);color:#fff;border-radius:22px;padding:16px 18px;box-shadow:0 18px 46px rgba(15,39,71,.3)}
.floating-chip strong{display:block;font-size:22px;line-height:1}.floating-chip span{font-size:13px;color:#dbeafe}
.section{padding:72px 0}.section-tight{padding:42px 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:28px}.section-head h2{font-size:clamp(28px,3.3vw,42px)}.section-head p{margin:10px 0 0;color:var(--muted);max-width:690px}.kicker{color:var(--gold);font-weight:950;font-size:14px;letter-spacing:.02em;margin:0 0 8px}
.trust-band{margin-top:-22px;position:relative;z-index:3}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;overflow:hidden;border:1px solid var(--line);border-radius:26px;background:var(--line);box-shadow:var(--shadow-soft)}.trust-item{padding:24px;background:#fff}.trust-item strong{display:block;font-size:20px;color:var(--navy);letter-spacing:-.04em}.trust-item span{display:block;color:var(--muted);font-size:14px;margin-top:4px}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{position:relative;overflow:hidden;padding:26px;border:1px solid var(--line);border-radius:var(--radius);background:rgba(255,255,255,.94);box-shadow:0 14px 36px rgba(15,39,71,.06)}.card:before{content:"";position:absolute;inset:0 0 auto 0;height:4px;background:linear-gradient(90deg,var(--blue),var(--gold));opacity:.8}.card h3{font-size:22px;margin:0 0 10px}.card p{margin:0;color:#526070}.card ul{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:8px}.card li{position:relative;padding-left:22px;color:#475569}.card li:before{content:"";position:absolute;left:0;top:.75em;width:8px;height:8px;border-radius:999px;background:var(--gold)}
.showcase{display:grid;grid-template-columns:1fr 1fr;gap:20px}.panel{padding:34px;border-radius:30px;background:linear-gradient(135deg,#102948,#1f4e79);color:#fff;box-shadow:var(--shadow)}.panel h2,.panel h3{color:#fff}.panel p{color:#dbeafe}.panel.light{background:#fff;color:var(--ink);border:1px solid var(--line);box-shadow:var(--shadow-soft)}.panel.light h2,.panel.light h3{color:var(--navy)}.panel.light p{color:var(--muted)}
.feature-list{display:grid;gap:13px;margin-top:20px}.feature-item{display:flex;gap:12px;align-items:flex-start;padding:14px;border-radius:18px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14)}.light .feature-item{background:#f8fafc;border-color:var(--line)}.feature-dot{width:28px;height:28px;flex:0 0 28px;border-radius:10px;display:grid;place-items:center;background:var(--gold);color:#fff;font-weight:900}.feature-item strong{display:block;letter-spacing:-.03em}.feature-item span{display:block;color:inherit;opacity:.74;font-size:14px;margin-top:2px}
.timeline{display:grid;gap:14px;counter-reset:step}.step{counter-increment:step;display:grid;grid-template-columns:70px 1fr;gap:16px;align-items:start;padding:22px;border-radius:24px;border:1px solid var(--line);background:#fff;box-shadow:0 10px 28px rgba(15,39,71,.05)}.step:before{content:counter(step,decimal-leading-zero);width:58px;height:58px;border-radius:20px;background:linear-gradient(135deg,var(--gold),#e2c069);display:grid;place-items:center;color:#fff;font-weight:950}.step h3{font-size:21px;margin-bottom:6px}.step p{margin:0;color:var(--muted)}
.page-hero{padding:68px 0 46px;border-bottom:1px solid var(--line);background:linear-gradient(135deg,rgba(15,39,71,.05),rgba(197,155,59,.09))}.page-hero h1{font-size:clamp(34px,4.5vw,54px);max-width:880px;margin:14px 0}.breadcrumb{font-size:14px;color:var(--muted);font-weight:800}.breadcrumb a{color:var(--blue)}
.content-wrap{display:grid;grid-template-columns:.72fr .28fr;gap:26px;align-items:start}.article-box{padding:34px;border:1px solid var(--line);border-radius:30px;background:#fff;box-shadow:var(--shadow-soft)}.article-box h2{font-size:30px;margin:0 0 16px}.article-box h3{font-size:22px;margin:28px 0 10px}.article-box p{color:#475569;margin:0 0 14px}.article-box table{width:100%;border-collapse:collapse;overflow:hidden;border-radius:18px;margin:18px 0;border:1px solid var(--line)}.article-box th,.article-box td{text-align:left;padding:14px;border-bottom:1px solid var(--line);vertical-align:top}.article-box th{width:190px;background:#f8fafc;color:var(--navy)}.article-box tr:last-child th,.article-box tr:last-child td{border-bottom:0}.side-card{position:sticky;top:100px;padding:24px;border-radius:26px;background:var(--navy);color:#fff;box-shadow:var(--shadow)}.side-card h3{color:#fff}.side-card p{color:#dbeafe}.side-links{display:grid;gap:10px;margin-top:16px}.side-links a{display:flex;justify-content:space-between;align-items:center;padding:12px 14px;border-radius:14px;background:rgba(255,255,255,.1);color:#fff;font-weight:850}.side-links a:hover{background:rgba(255,255,255,.16)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-card{padding:26px;border-radius:26px;border:1px solid var(--line);background:#fff;box-shadow:var(--shadow-soft)}.contact-card span{display:block;color:var(--muted);font-size:14px;font-weight:800}.contact-card strong{display:block;margin-top:4px;font-size:21px;color:var(--navy);letter-spacing:-.03em}.notice-box{margin-top:20px;padding:20px;border-radius:22px;background:#f8fafc;border:1px solid var(--line);color:#475569}
.cta-section{padding:54px 0}.cta-box{position:relative;overflow:hidden;padding:42px;border-radius:34px;background:linear-gradient(135deg,var(--navy),#245b91);color:#fff;box-shadow:var(--shadow)}.cta-box:after{content:"";position:absolute;right:-120px;top:-160px;width:360px;height:360px;border-radius:999px;background:rgba(197,155,59,.24)}.cta-box h2{color:#fff;font-size:clamp(28px,3.4vw,44px)}.cta-box p{max-width:720px;color:#dbeafe}.cta-box .btn{background:#fff;color:var(--navy);position:relative;z-index:2}
.site-footer{margin-top:56px;background:#08172a;color:#cbd5e1}.footer-top{padding:46px 0;display:grid;grid-template-columns:1.1fr .9fr;gap:24px}.footer-brand{display:flex;gap:14px;align-items:center;margin-bottom:16px}.footer-brand .logo-mark{box-shadow:none}.footer-top h2,.footer-top h3{color:#fff}.footer-top p{margin:0;color:#cbd5e1}.footer-info{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.footer-info div{padding:13px;border:1px solid rgba(255,255,255,.1);border-radius:16px;background:rgba(255,255,255,.04)}.footer-info span{display:block;color:#94a3b8;font-size:12px}.footer-info strong{display:block;color:#fff;font-size:14px;letter-spacing:-.02em}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:18px 0;display:flex;gap:14px;align-items:center;justify-content:space-between;flex-wrap:wrap;color:#94a3b8;font-size:14px}.footer-links{display:flex;gap:12px;flex-wrap:wrap}.footer-links a{color:#e2e8f0}.footer-links a:hover{color:#fff}
.policy-list{display:grid;gap:12px;margin:16px 0 0;padding:0;list-style:none}.policy-list li{padding:16px;border-radius:18px;background:#f8fafc;border:1px solid var(--line)}
.badge-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.badge{display:inline-flex;align-items:center;padding:7px 10px;border-radius:999px;background:#eef4ff;color:#245b91;font-weight:850;font-size:13px}.badge.gold{background:var(--gold-soft);color:#8a6416}
@media (max-width:960px){.hero-grid,.showcase,.content-wrap,.footer-top{grid-template-columns:1fr}.hero{padding:58px 0}.hero-card{max-width:640px}.trust-grid{grid-template-columns:repeat(2,1fr)}.card-grid{grid-template-columns:1fr 1fr}.side-card{position:static}.nav-links{display:none}.mobile-nav{display:block}.contact-grid{grid-template-columns:1fr}.floating-chip{right:18px}}
@media (max-width:640px){.container{width:min(100% - 28px,var(--max))}.navbar{height:68px}.brand small{display:none}.hero h1{font-size:34px}.hero-actions .btn{width:100%}.trust-grid,.card-grid,.footer-info{grid-template-columns:1fr}.section{padding:50px 0}.section-head{display:block}.step{grid-template-columns:1fr}.article-box,.cta-box,.panel{padding:24px;border-radius:24px}.article-box th,.article-box td{display:block;width:100%}.article-box th{border-bottom:0;padding-bottom:4px}.dash-row{grid-template-columns:42px 1fr}.dash-badge{grid-column:2}.floating-chip{display:none}.footer-bottom{display:block}.footer-links{margin-top:10px}.mobile-panel{left:14px;right:14px}}